Job Description

Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind?

We’re seeking a Treasury & Financial Operations Manager with proven experience scaling financial operations, driving efficiencies via automation, and managing cash flow in the financial services industry.

Reporting to the Controller and partnering closely with the Head of FP&A, Head of Capital Markets, and the CFO, this critical role involves managing all day-to-day treasury and finance operations, ensuring efficient cash flow, mitigating financial risks, and fostering strong relationships with our capital markets team and partner banks.

The person in this role will also be instrumental in transforming our financial operations by leading the implementation and optimization of treasury management systems and evolving our processes from manual workflows to automated, efficient systems.

Responsibilities:

• Strategic Automation & Efficiency: Lead the identification, implementation, and optimization of treasury and finance management systems (e.g., Kyriba) to automate current manual, Excel-based workflows. Drive continuous process improvements to enhance efficiency and accuracy.
• Cash Management & Financial Risk Mitigation: Oversee daily cash positioning, liquidity, and cash flow projections for a credit card/financial services environment. Manage bank accounts, payment processes, and proactively identify and mitigate financial risks.
• Operational Scaling & Modernization: Leverage expertise in scaling financial operations to evolve existing manual processes into robust, scalable, and efficient workflows, accommodating company growth.
• Financial Relationship Management: Maintain strong relationships with banking partners and our internal Capital Markets team.
• Compliance & Reporting: Ensure strict compliance with treasury policies, internal controls, and regulatory requirements. Support financial reporting and analysis.
• Cross-Functional Collaboration: Partner closely with accounting, product, payments, and other business teams to enhance overall financial operations.
• Ad Hoc Initiatives: Participate in audits and strategic projects related to treasury and finance operations.

Qualifications:

• Bachelor's degree in Finance, Accounting, Economics, Computer Science, Information Systems, or a related quantitative field.
• 8+ years of experience in treasury or finance operations within the financial services or fintech industry, with a demonstrable track record of scaling operations from small to materially significant levels.
• Deep understanding of money movement and cash flow dynamics within a credit card, banking, or other financial services context.
• Proven expertise in implementing and optimizing financial software and ERP systems (e.g., NetSuite, SAP S/4HANA), specifically with strong experience in treasury management systems (TMS) such as Kyriba.
• Strong proficiency in data analysis tools (e.g., Excel, SQL, Python) and a mindset for automation and continuous process improvement.
• Excellent project management skills with the ability to plan, coordinate, and execute complex financial projects in a fast-paced, multi-priority environment.
• Highly adaptable, proactive problem-solver who can balance strategic priorities with tactical execution.
• Exceptional communication and interpersonal skills, with a proven ability to build strong cross-functional relationships and collaborate effectively with both technical and non-technical teams.
• Meticulous attention to detail and a commitment to accuracy.
• Continuous learner passionate about staying updated on emerging financial technologies and industry best practices.

Preferred Qualifications:

• Professional certifications such as CTP (Certified Treasury Professional), CFA (Chartered Financial Analyst), or relevant technology certifications.
• Experience with APIs and data integration methods relevant to financial systems.
• Experience with specific treasury management systems, payment gateways, or other fintech solutions.
• Familiarity with regulatory requirements and compliance standards within the fintech industry.
• Exposure to agile methodologies and project management tools.

Compensation:

Annual full-time base salary range: $125,000 - $140,000

Additional compensation in the form(s) of participation in our annual incentive program and equity are dependent on role. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.

About Mission Lane:

Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia.

It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do.

In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit.

To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores.

Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors.

Interested in learning more? Check out The Mission Lane Junction for articles on culture, credit, and community, and The Mission Lane Newsroom for media mentions.

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At Mission Lane, we’re committed to a workplace built on respect and dignity, where everyone has the opportunity to contribute. We believe diversity in all forms makes us stronger, and we intentionally foster an inclusive environment where employees feel valued, respected, and free to be their true selves. We are proud to be an equal opportunity employer and do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity, or any other protected status.

Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law. Applicants can initiate an accommodation request by contacting [email protected] .

Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters.

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